Typical Duration
2–5 Business Days
Preliminary Inquiry & Screening
Counterparties submit a preliminary inquiry through the platform's Transaction Inquiry portal. The submission should include a brief transaction summary, property description, financing request, and sponsor background. The platform's origination team reviews all submissions against the published investment criteria and responds with either a request for additional information or a determination that the transaction does not meet the platform's current mandate.
Transaction summary and property description reviewed
Financing request evaluated against investment criteria
Sponsor background screened for relevant experience
Initial market assessment conducted
Preliminary response issued within 2–5 business days
Typical Duration
10–20 Business Days
Formal Underwriting & Due Diligence
Transactions that pass initial screening proceed to formal underwriting. The platform issues a due diligence checklist and requests supporting documentation including rent rolls, operating statements, appraisals, environmental reports, title commitments, and sponsor financial statements. The underwriting team conducts an independent property analysis, market study, and cash flow model. Third-party reports are ordered and reviewed. The underwriting process is thorough and non-negotiable — the platform does not shortcut this stage regardless of timeline pressure.
Comprehensive due diligence checklist issued
Independent property and market analysis conducted
Third-party appraisal, environmental, and title reports ordered
Sponsor financial statements and track record reviewed
Cash flow model and stress testing completed
Credit committee presentation prepared
Typical Duration
3–7 Business Days
Term Sheet & Loan Structuring
Upon completion of underwriting and credit committee approval, the platform issues a term sheet outlining the proposed loan structure, including loan amount, rate, term, amortization, covenants, and closing conditions. The term sheet is negotiated in good faith, but the platform's structural requirements are non-negotiable. Counterparties are expected to engage counsel promptly following term sheet execution.
Credit committee review and approval
Term sheet issued with full structural terms
Rate, term, amortization, and covenant structure defined
Closing conditions and documentation requirements specified
Counterparty counsel engagement expected within 5 business days
Typical Duration
15–30 Business Days
Documentation & Loan Closing
Following term sheet execution, the platform's counsel prepares loan documentation. The platform requires all closing conditions to be satisfied prior to funding, including delivery of final title insurance, satisfactory resolution of all due diligence items, and confirmation of insurance coverage. Closings are conducted at a mutually agreed date following satisfaction of all conditions. The platform does not fund prior to the satisfaction of all conditions.
Loan documentation prepared by platform counsel
Title insurance, insurance, and survey requirements satisfied
All due diligence conditions resolved
Closing statement and funding mechanics confirmed
Investment funded upon satisfaction of all conditions precedent
Typical Duration
Continuous
Asset Management & Loan Monitoring
Following closing, the platform's asset management team assumes responsibility for ongoing loan monitoring. Borrowers are required to provide regular financial reporting, including quarterly operating statements, annual rent rolls, and notice of material events. The platform conducts periodic property inspections and maintains active communication with borrowers throughout the loan term. Draw requests, extension requests, and modification requests are reviewed by the asset management team and subject to credit committee approval.
Quarterly financial reporting required from all counterparties
Annual rent roll and operating statement review
Periodic property inspections conducted
Draw requests and extension requests reviewed by asset management
Material event notification required within defined timeframes
Active communication maintained throughout investment term
No Shortcuts.
No Exceptions.
The platform's underwriting process is designed to identify and quantify every material risk in a transaction before capital is committed. This includes independent property analysis, third-party report review, sponsor background investigation, and stress-tested cash flow modeling.
The platform does not rely on borrower-provided projections as the basis for underwriting. All assumptions are independently verified and stress-tested against downside scenarios.
If your transaction meets the platform's investment criteria, submit a preliminary inquiry to begin the review process.